Terms and Conditions
These terms govern your use of our website and financial planning services. Please read them carefully before proceeding.
Last updated: September 1, 2025
Acceptance of Terms
By accessing our website or using our services, you agree to be bound by these terms and conditions.
If you do not agree with any part of these terms, please discontinue use of our services.
Definitions
For clarity, the following terms have specific meanings throughout this agreement:
- • "Services" refers to financial planning consultation and advisory services provided through our subscription model
- • "Company" refers to faviozenzevara Financial Planning Pty Ltd and its authorized representatives
- • "User" or "Client" refers to individuals accessing our website or subscribing to our services
- • "Content" includes all information, advice, and materials provided through our platform
Service Description
We provide subscription-based financial planning services including consultations, analysis, and ongoing advisory support.
Services are delivered through scheduled appointments, email correspondence, and access to planning resources.
User Eligibility
Our services are available to individuals aged 18 and over who are Australian residents or have Australian financial interests.
18+ only
Users must provide accurate information and have legal capacity to enter into binding agreements.
User Responsibilities
As a user of our services, you agree to:
- • Provide accurate and complete information about your financial situation
- • Maintain the confidentiality of your account access credentials
- • Use our services only for lawful purposes
- • Comply with all applicable laws and regulations
- • Notify us promptly of any changes to your circumstances
Prohibited Uses
You may not use our services for:
- • Any illegal or unauthorized purpose
- • Transmitting harmful or malicious code
- • Violating the rights of other users or third parties
- • Attempting to gain unauthorized access to our systems
- • Sharing account credentials with unauthorized persons
Intellectual Property
All content, trademarks, and intellectual property on our website remain our exclusive property.
Users may not reproduce, distribute, or create derivative works without written permission.
Payment Terms
Subscription fees are charged monthly in advance at $250 AUD including GST.
Representative APR: 0% (no interest charges). Payment by credit card or direct debit. No setup fees apply.
Refunds may be available within 7 days of initial subscription subject to service usage and circumstances.
Privacy and Data Protection
Your privacy is important to us and we handle your data in accordance with Australian privacy laws.
Please review our Privacy Policy for detailed information about data collection and use. Privacy Policy
Disclaimers
Our services are provided "as is" without warranties of any kind, express or implied.
We do not guarantee specific financial outcomes or results from our advice or recommendations.
Limitation of Liability
Our liability is limited to the maximum extent permitted by Australian law.
Total liability shall not exceed the amount paid for services in the 12 months preceding any claim.
Indemnification
You agree to indemnify us against claims arising from your use of our services or breach of these terms.
Dispute Resolution
We encourage resolving disputes through direct communication before formal proceedings.
Alternative Dispute Resolution
Disputes may be resolved through mediation or arbitration as an alternative to court proceedings.
Any arbitration will be conducted under Australian Commercial Arbitration Rules.
Online Dispute Resolution
For international clients, disputes may be resolved through appropriate channels.
For international clients, online dispute resolution platforms may be available.: https://ec.europa.eu/consumers/odr
Termination
Either party may terminate the service relationship with 30 days written notice.
Upon termination, access to services ceases but confidentiality obligations continue.
Governing Law
Any disputes arising from our services shall be subject to Australian jurisdiction.
Courts of Victoria, Australia shall have exclusive jurisdiction over any disputes.
Severability
If any provision is found unenforceable, the remaining terms continue in full effect.
Entire Agreement
These terms, together with our Privacy Policy and Disclaimer, constitute the complete agreement.
Changes to Terms
We may modify these terms with 30 days notice to users via email or website notification.
Continued use of services after changes indicates acceptance of modified terms.
Contact Information
For questions about these terms, please contact us using the information provided in our contact section.
faviozenzevara
123 Collins Street, Melbourne VIC 3000
Email:: contact@faviozenzevara.com
Phone:: +61 942-625-015