Disclaimer

This disclaimer governs your use of our website and services. By accessing faviozenzevara.com, you acknowledge and agree to the terms outlined below.

Last updated: September 1, 2025

General Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as professional financial advice tailored to your specific circumstances.

We make no representations or warranties about the accuracy, completeness, or suitability of any information contained herein.

Limitation of Liability

To the maximum extent permitted by Australian law, our liability is limited as follows:

• • We shall not be liable for any indirect, incidental, or consequential damages
• • Our total liability shall not exceed the amount paid for our services
• • We exclude all warranties except those that cannot be excluded by law
• • Users participate in financial planning at their own risk

Information Accuracy

While we strive to provide current and accurate information, market conditions change rapidly and information may become outdated.

We recommend verifying all information independently before making financial decisions.

Individual results may vary based on personal circumstances, market conditions, and implementation of recommendations.

No Professional Advice

Our services provide general guidance and should not replace professional financial advice specific to your situation.

External Links

Our website may contain links to external websites that are not under our control.

We do not endorse or assume responsibility for the content of external sites.

Testimonials Disclaimer

Client testimonials reflect individual experiences and may not represent typical results.

Your results may differ based on your unique circumstances and commitment to recommended strategies.

Financial Services Disclaimer

Our financial planning services are subject to the following important considerations:

• • We do not guarantee specific financial outcomes or returns
• • All financial decisions remain your responsibility
• • Market volatility can affect the value of financial plans and recommendations

Governing Law and Jurisdiction

This disclaimer is governed by the laws of Australia and the state in which our services are provided.

Indemnification

You agree to indemnify us against any claims arising from your use of our services or breach of these terms.

Severability

If any provision of this disclaimer is found invalid, the remaining provisions shall continue in full force.

Entire Agreement

This disclaimer, along with our Terms and Privacy Policy, constitutes the complete agreement between us.

Modifications

We reserve the right to modify this disclaimer at any time with appropriate notice to users.

Contact Information

For questions about this disclaimer, please contact us: